Portal dos Correios
Correios A to Z
English > Correios A to Z > Postal Bank - Loans

Postal Bank - Loans

It is a pre-approved credit limit* to be used by you. Available for you who has or is about to have a Plus Account in Postal Bank. To learn more about limit available, refer to your account statement. After loan request, the limit will be automatically recomposed as your installments are paid, allowing for new loans operations. Taxs and conditions are available in Correios post offices that operate as Postal Bank. *Availability subject to credit analysis and approval by partner bank.


Service availability: In all national territory, in Correios post offices that operate as Postal Bank.

Loans for you

There are several loans opetions available, chose here the one that best fits your needs:

Automatic credit BB pre-approved credit limit available for you who has a Plus Account in Postal Bank.  For your convenience, installments debit will be made in your account and on a date* of your choice, defined at the moment of contract.   

*Waiting period can be up to 59 days and for those clients who receive salary or benefit in Plus Account, it can be up to 180 days.   

Salary credit BB Available for you who receives you salary in Postal Bank Plus Account and who has pre-approved ceredit limit. Installments related to loan will be monthly debited in account ando n the date of salary receipt.

13th salary credit BB Modality of loan that aims to anticipate values relative to 13th salary of clients that receive salary or social security benefit in Postal Bank deposit account and whose employer has specific convenant for this purpose with Postal Bank.

Anticipate now your 13th salary and organize your budget: go to a Postal Bank agency and contract it.

Benefit credit BB Available who receives social security (INSS) benefit in Postal Bank Plus Account and has pre-approved credit limit. The monthly debit of installments will take place on the date of your benefit payment.

Loans for your company

JP automatic credit BB a good loan option to meet your company needs. Available for you who has pre-approved credit limit. Installment debit will be made in your Plus Account on the date* of your choice informed at the moment of contract.

*The choice of date for payment of the first installment can be up to 59 days from the contract date.   

Why use this service?

- Easy and without bureaucracy Credit*; - Waiting period for payment of 1st installment of up to 59 days from the contract date; and for clients who receive salary or benefit in a Plus Account, the waiting period can be up to 180 days. – For your convenience, installments debit will be made in your Plus Account. – Available for your that is retired and pensioner of social security) INSS) and receives your benefit in a Postal Bank Plus Account. – Available for you who has your salary credit deposited in Postal Bank Plus Account.
- Installments according to your condition. - Liability of a partnership between two large Federal Government companies.

*Subject to analysis and approval by partner bank.

If you already have a Plus Account with pre-approved credit, go to any Postal Bank agency and contract your loan immediately, in a simple, practical and safe way. Don’t forget to take with you your Plus Account operation card.

For more information go to one of our Postal Bank agencies.